Do not buy “return”! Buy the product, which best satisfies your needs!
Previous performance of mutual funds is not necessarily related to future performance. Your choice should be based on the product’s characteristics, rather than on its past performance.
Do not try to pick the best moment for investment decision!
Even the investment experts cannot outwit the market. Invest systematically!
Be patient and remain relaxed in periods of market fluctuations!
If you have long-term objectives, remain true to your investment strategy and do not forget that the market lows are followed by peaks.
Do not overlook the growth potential of equity markets!
A portfolio containing mostly bonds is exposed to lower risk in comparison to one containing only equities. If you add to the assets structure of the first portfolio also some equities, you have the best chance to realize higher return at an acceptable risk level.
Review your portfolio regularly!
You financial needs and strategies might change over the time. Make sure that your portfolio is structured accordingly.
Diversify your portfolio depending on the assets category!
If you invest in several categories of assets, you can reduce the risk of your portfolio, at the same time keeping and increasing the possibilities for a higher return. The proportions of every category should remain in the range of your investment profile.
THE LONGER THE PERIOD FOR WHICH YOU INVEST YOUR MONEY IS, AND THE MORE PATIENCE YOU HAVE, THE MORE RISKY AND HIGH-YIELD PORTFOLIO YOU CAN AFFORD!